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robbo

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Hello out there.

About to take delivery of a used cross country and wondering if anyone has good advice regarding insurance companies.

Cheers,

neil

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Depends on what the value of the van.

Best to shop around.

We have a 2008 XC and both car and van are insured with RACQ. Have made two claims for the van, awning and hail damage and had no problems.

Clive and Sandra

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Hi Neil.

 

We have our 2012 ATV and 2017 Landcruiser Sahara insured through Ken Tame and Associates. Have been with them about 12 years.  They will do ‘agreed’ value as opposed to ‘market’ value.

 

You have to be a member of the Campervan and Motorhome Club of Australia (CMCA) in order to insure through Ken Tame and Associates.  We’ve found them very easy to deal with.

 

We’ve also heard good things about Caravan Insurance Ltd (CIL).

 

As Sandra said, it’s best to shop around.

 

Cheers from Pete.

 

 

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  • 1 year later...
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Congrats on the new (to you) cross country vehicle!  Here's some helpful advice on insurance companies as you take delivery:

* **Compare Rates:** Don't just stick with your current insurer. Get quotes from several companies, including national providers and regional specialists that might cater to SUVs or off-road vehicles.
* **Consider Your Coverage Needs:**  Tailor your coverage to your specific needs and the vehicle's value. Cross country adventures might involve different risks than city driving, so consider factors like roadside assistance, comprehensive coverage for off-roading mishaps, and uninsured motorist coverage for remote areas.
* **Ask About Discounts:** Many insurers offer discounts for things like low mileage, safety features on your new car, bundling multiple policies, or being a good driver with no accidents.
* **Read the Fine Print:**  Don't just focus on the monthly price. Understand deductibles (the amount you pay before insurance kicks in), coverage limits, and any exclusions that might apply.

Here are some resources to help you compare quotes:

*  Web aggregators like NerdWallet [invalid URL removed] or [The Zebra](https://www.zebra.com/) can get you quotes from multiple companies.
*  Consumer Reports ([Consumer Reports](https://www.consumerreports.org/)) offers car insurance ratings and reviews.

Remember, the best company depends on your individual needs and driving habits. Take some time to compare, ask questions, and find the coverage that gives you peace of mind for your cross-country adventures!
 

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We have used Australian Caravan Insurance since we picked up our van new in 2018. Found premiums to be better than the CIL and Ken Tame. We had a approx $10k claim in 2021 that was handled quickly and really well.

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